Risk Control is the control of unwanted and undesirable expenses that will affect the client’s ability to compete in today’s market. 

It is the proper application of business techniques and skills to control risk and associated losses to employees, products, building premises, and equipment.

MM Safety Consulting Services provides proven and effective Risk Control Technical Consultation Services and evaluation to Insurance Underwriting for the selection of new and renewal commercial, multi-line businesses in the Insurance Industry. 

MM Safety Consulting Services has over 13 years of professional Insurance and Risk Control experience.  Services includes preparing Loss Control Survey Reports, Loss Control Service Plans, analyze data, and identify injury and/or accidental frequency and loss severity trends to assist client Insurance Underwriters and management officials in making effective and cost-effective business and safety decisions. 

MM Safety Consulting Services can also provide ongoing technical support to Policyholders, Producers, and other customers to comply with Cal/OSHA Safety & Health Regulations, offers recommendations that will reduce losses, and solve other business and safety challenges.

MM Safety Consulting Services has the following expertise in multi-line Insurance Risk Control Consultation Services:

1.  Property (Fire)

2.  Inland Marine (Course of Construction, Builder's Risk, Valuable Papers, etc.)

3.  Commercial Automobile (Fleet Safety Program)

4.  Workers' Compensation (Worker Safety)

5.  General Liability (Public Liability, Subcontractors, etc.)

6.  Products Liability and Completed Operations

Special Hazards Identification involves the evaluation of hazards that may cause substantial losses to any business setting.

Some of the Hazards associated as Special Hazards are:

1. Property:  Flammable/Combustible Liquids and Storage; Above and Below Ground Tanks; Metal Storage Racks; Open Storage; Dip Tanks; Ovens; Cooking Equipment; Boilers; etc.
2. Workers’ Compensation:  Specific work processes, which can lead to substantial losses; Ergonomics; Respiratory Protection; Hearing Loss; Manual Material Handling; etc.
3. General Liability:  Public Liability; Guests; Slip, Trip, and Fall Hazards; Subcontractor Liability; Certificates of Insurance; Additional Insured Endorsements; Indemnification Agreements; Hold-Harmless Agreements; Assembly Occupancies; Above and Below Ground Tanks; Pollution Exposures; Spur Tracks; etc.
4. Products Liability and Completed Operations:  Suppliers/Vendors; End-User Hazards; On-Premises Operations; Off-Premises Operations; Negligence; Breach of Warranty; Strict Liability; Production and Quality; Design; Sales, Service and Use; Resident Completed Operations; Commercial Completed Operations; Industrial Completed Operations; Communication; Records and Reports; Insurance and Defense; etc.

Special Hazards are identified, quantified, and evaluated to determine what Hazard Control methods are currently taken in order to reduce potential losses and claims.